Supporting the 3DS protocol is only the starting point. What increasingly separates one issuer’s results from another is the intelligence behind each decision.
As CNP fraud evolves beyond stolen credentials to scams, social engineering, compromised OTPs, bots, and authenticated fraud, issuers need stronger intelligence to make informed decisions. This means knowing when a transaction can proceed frictionlessly, when stronger authentication is warranted, and when successful authentication alone isn't enough to establish trust.
Download the whitepaper to learn what issuers should expect from modern 3DS, including:
- More accurate risk decisions with fewer unnecessary challenges
- Behavioral, device, transaction, and cross-channel intelligence
- Modern, phishing-resistant authentication such as FIDO
- Greater visibility into risk decisions, challenge outcomes, and performance