Detect fraudulent banking payments with confidence
Builds risk context before and during payment initiation for more accurate fraud decisions with less customer friction.
Managing complexity across modern payment fraud
Banks face growing complexity in protecting digital payments. They must detect fraud consistently across payment types including account-to-account transfers, cards, wires and real-time payments, delivered through web, mobile, and in-person channels.
Customers expect fast, low-friction payment experiences. Banks must therefore prevent sophisticated authorized scams and unauthorized fraud while avoiding unnecessary disruption to genuine customers.
Making these increasingly nuanced decisions requires more than analyzing the payment itself. Accurate payment fraud detection depends on combining signals from across the customer journey, including customer behavior, authentication, devices and payment patterns. An enterprise-grade platform brings these capabilities together to deliver a complete view of risk and advanced AI-driven decisioning.
A Unified View of Payment Risk
Outseer takes a unified approach to payment fraud prevention, combining transaction monitoring, behavioral intelligence, and AI-driven decisioning within a single enterprise platform. Rather than evaluating payments in isolation, risk context is continuously built and enriched across the customer journey, from login through digital banking activity to payments. This creates a richer foundation for fraud detection and more accurate decisions.
A broad set of native and integrated risk signals are evaluated using explainable machine learning, with specialist models assessing different dimensions of risk before producing a single, consistent risk assessment.
One Platform. One View of Risk.
Banks often rely on separate systems to protect different payment types, channels and fraud scenarios, creating fragmented decisions and operational complexity. Outseer provides a single enterprise platform that unifies transaction monitoring, AI decisioning, policy management, investigation, and native risk intelligence. This delivers a consistent view of risk across the entire payments ecosystem, simplifies operations and enables faster adaptation as payment types, fraud techniques and regulatory requirements evolve.
Transaction monitoring
AI decisioning
Policy management
Investigation
Native risk intelligence
Why financial institutions choose Outseer
Financial institutions choose Outseer because it combines more than two decades of banking fraud expertise with continued investment in AI, machine learning, and data science. This combination enables banks to benefit from proven fraud prevention, enterprise-grade stability and scale, and continuous innovation that keeps pace with rapidly changing payment fraud techniques.
Protect every step of your customers' digital banking journey with a powerful, comprehensive fraud management platform that utilizes predictive AI and machine learning along with a powerful policy engine to help prevent fraud and ensure a more secure and streamlined digital banking journey.
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Reduce fraud, prevent scams, and protect customers with industry-leading accuracy and minimal customer intervention.
Frequently asked questions about Transaction Fraud Prevention
What payment types does Outseer support?
Outseer supports fraud detection across all major banking payment types, including account-to-account transfers, cards, wires, ACH, real-time payments, peer-to-peer payments and checks.
What payment channels does Outseer support?
Outseer supports web, mobile, branch, ATM, IVR/call center and back-office payment channels, enabling banks to apply consistent fraud detection across the customer journey. Cross-channel risk intelligence continuously builds context so activity in one channel informs fraud decisions in the next.
What actions can banks take when fraud is detected?
Outseer enables banks to apply the most appropriate response based on risk and business policy. Actions include allowing transactions to proceed, introducing step-up authentication, placing payments on hold, declining transactions, or referring cases for investigation. Decisioning is fully configurable to each institution's risk appetite and operational requirements.
What is Outseer's approach to preemptive fraud detection?
Outseer identifies emerging risk before payment initiation by continuously building risk context across the customer journey. Signals from login, digital banking activity, customer behavior, devices, authentication and payment activity are combined to detect fraud earlier, enabling more accurate decisions and intervention before losses occur.